When every bank account is verified and linked with Aadhaar and then If anyone fraudulently withdraws money from your account, through Aadhaar such fraudster can easily be located and punished. In few cases, if the verification answer is ‘Yes’, your basic KYC details (name, address, photo etc) available with UIDAI are sent to the service provider.Ĥ) Why am I being asked to link all my bank accounts with Aadhaar?įor your own security, it is necessary to verify identity of all bank account holders and link them with Aadhaar to weed out the accounts being operated by fraudsters, money-launderers, criminals etc. So far as UIDAI is concerned, it responds to such verification requests by replying either ‘Yes’ or ‘No’. They do not send your bank account or its details to UIDAI. When you give Aadhaar number to your banks, mutual fund companies, mobile phone companies, they only send Aadhaar number, your biometrics (given at the time authentication) and your name etc to UIDAI for verification for your identity. In fact, Section 32(3) of the Aadhaar Act 2016 specifically prohibits UIDAI from controlling, collecting, keeping or maintaining any information about the purpose of authentication either by itself or through any entity.Ģ) But when I link my bank accounts, shares, mutual funds and my mobile phones with Aadhaar, will UIDAI not get these information?Ībsolutely No.

Rest assured, UIDAI does not have your information about family, caste, religion, education, bank accounts, shares, mutual funds, financial and property details, health records etc and will never have these information in its database. (b) Ten finger prints, two IRIS scans, facial photograph (a) Your name, address, DOB, gender, date of birth

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